Statute of Limitations by State 2026: Deadlines You Cannot Afford to Miss
Statute of Limitations by State 2026
Most states give you 2 years to file. Tennessee and Kentucky give you just 1. Miss the deadline by one day and your case is dismissed forever.
The statute of limitations is the legal deadline to file a civil lawsuit. Once it expires, your right to sue is permanently gone regardless of how strong your evidence is. For personal injury, the most common deadline is 2 years, applying in California (CCP § 335.1), Texas (CPRC § 16.003), Florida (for incidents on or after March 24, 2023), and most other states. Tennessee and Kentucky set just 1 year. New York and Michigan allow 3 years. Maine and North Dakota allow 6 years.
For written contracts, deadlines range from 3 years in Delaware and North Carolina to 15 years in Kentucky and Rhode Island. Defamation claims carry the shortest deadlines, with most states allowing only 1 year from the date of publication. If a government entity is involved, a separate pre-suit notice is usually required within 60 to 180 days far shorter than the regular deadline.
Last reviewed and updated: March 2026. Verify at your state’s official court website or with a licensed attorney before filing.
Most personal injury claims must be filed within 2 years. Written contracts range from 3 to 15 years. Defamation is usually 1 year from publication. Miss the deadline and your case is dismissed permanently. Use the calculator below to find your exact deadline.
Statute of Limitations Calculator 2026
Select your state, claim type, and incident date
Full Statute of Limitations Chart 2026
All 50 States + DC · Last reviewed March 2026
| State | Personal Injury | Written Contract | Oral Contract | Property Damage | Defamation |
|---|---|---|---|---|---|
| Alabama | 2 years | 6 years | 6 years | 2 years | 1 year |
| Alaska | 2 years | 6 years | 3 years | 2 years | 2 years |
| Arizona | 2 years | 6 years | 3 years | 2 years | 1 year |
| Arkansas | 3 years | 5 years | 3 years | 3 years | 3 years |
| California | 2 years | 4 years | 2 years | 3 years | 1 year |
| Colorado | 2 years | 6 years | 6 years | 2 years | 1 year |
| Connecticut | 2 years | 6 years | 3 years | 2 years | 2 years |
| Delaware | 2 years | 3 years | 3 years | 2 years | 2 years |
| District of Columbia | 3 years | 3 years | 3 years | 3 years | 1 year |
| Florida | 2 years* | 5 years | 4 years | 4 years | 2 years |
| Georgia | 2 years | 6 years | 4 years | 4 years | 1 year |
| Hawaii | 2 years | 6 years | 6 years | 2 years | 2 years |
| Idaho | 2 years | 5 years | 4 years | 3 years | 2 years |
| Illinois | 2 years | 10 years | 5 years | 5 years | 1 year |
| Indiana | 2 years | 10 years | 6 years | 2 years | 2 years |
| Iowa | 2 years | 10 years | 5 years | 5 years | 2 years |
| Kansas | 2 years | 5 years | 3 years | 2 years | 1 year |
| Kentucky | 1 year | 15 years | 5 years | 2 years | 1 year |
| Louisiana | 1 year | 10 years | 10 years | 1 year | 1 year |
| Maine | 6 years | 6 years | 6 years | 6 years | 2 years |
| Maryland | 3 years | 3 years | 3 years | 3 years | 1 year |
| Massachusetts | 3 years | 6 years | 6 years | 3 years | 3 years |
| Michigan | 3 years | 6 years | 6 years | 3 years | 1 year |
| Minnesota | 2 years | 6 years | 6 years | 2 years | 2 years |
| Mississippi | 3 years | 3 years | 3 years | 3 years | 1 year |
| Missouri | 5 years | 10 years | 5 years | 5 years | 2 years |
| Montana | 3 years | 8 years | 5 years | 2 years | 2 years |
| Nebraska | 4 years | 5 years | 4 years | 4 years | 1 year |
| Nevada | 2 years | 6 years | 4 years | 3 years | 2 years |
| New Hampshire | 3 years | 3 years | 3 years | 3 years | 3 years |
| New Jersey | 2 years | 6 years | 6 years | 6 years | 1 year |
| New Mexico | 3 years | 6 years | 4 years | 4 years | 3 years |
| New York | 3 years | 6 years | 6 years | 3 years | 1 year |
| North Carolina | 3 years | 3 years | 3 years | 3 years | 1 year |
| North Dakota | 6 years | 6 years | 6 years | 6 years | 2 years |
| Ohio | 2 years | 8 years | 6 years | 4 years | 1 year |
| Oklahoma | 2 years | 5 years | 3 years | 2 years | 1 year |
| Oregon | 2 years | 6 years | 6 years | 6 years | 1 year |
| Pennsylvania | 2 years | 4 years | 4 years | 2 years | 1 year |
| Rhode Island | 3 years | 15 years | 15 years | 10 years | 1 year |
| South Carolina | 3 years | 3 years | 3 years | 3 years | 2 years |
| South Dakota | 3 years | 6 years | 6 years | 6 years | 2 years |
| Tennessee | 1 year | 6 years | 6 years | 3 years | 1 year |
| Texas | 2 years | 4 years | 4 years | 2 years | 1 year |
| Utah | 4 years | 6 years | 4 years | 3 years | 1 year |
| Vermont | 3 years | 6 years | 6 years | 3 years | 3 years |
| Virginia | 2 years | 5 years | 3 years | 5 years | 1 year |
| Washington | 3 years | 6 years | 3 years | 3 years | 2 years |
| West Virginia | 2 years | 10 years | 5 years | 2 years | 1 year |
| Wisconsin | 3 years | 6 years | 6 years | 6 years | 3 years |
| Wyoming | 4 years | 10 years | 8 years | 4 years | 1 year |
* Florida personal injury: 2 years for incidents on or after March 24, 2023. Incidents before that date may still fall under the prior 4-year deadline.
What Is the Statute of Limitations?
The statute of limitations is the legal deadline for filing a civil lawsuit. Once this deadline passes, you permanently lose the right to bring your claim to court, no matter how strong your evidence is or how clearly the other party was at fault. Every state sets its own time periods for different types of claims to ensure cases are filed while evidence is still available and witness memories are still reliable.
Think of it as a legal expiration date. After that date, your right to sue someone expires permanently, even if the case has obvious merit.
Why Do Statutes of Limitations Exist?
These deadlines were not created to trick people out of their rights. They serve practical and fairness purposes that protect everyone involved in a dispute.
Here is why they exist:
How Does the Statute of Limitations Clock Start?
Knowing the length of your deadline is only half the picture. You also need to know exactly when that deadline begins, because the start date is not always the day the incident happened.
The Standard Rule
In most cases the clock starts on the date the injury occurred, the contract was breached, or the damage happened. This is straightforward for most accidents and business disputes.
The Discovery Rule
Some states and claim types use the discovery rule, which changes the starting point. Instead of beginning on the date of the incident, the clock starts when you first discovered, or reasonably should have discovered, the injury or harm.
The discovery rule most commonly applies to:
It does not automatically apply to all claims. A court must find it appropriate for your specific situation, and you cannot assume it applies simply because you did not know about the harm right away.
Other Starting Point Rules
Statute of Limitations in the Most Searched States
People search for statute of limitations information most often for a handful of states. If your state is among these five, here is exactly what you need to know before taking any legal action.
California
California’s personal injury deadline is 2 years from the injury. Written contracts carry a 4 year deadline, oral contracts 2 years, and property damage 3 years. The discovery rule is broadly applied here, especially in medical malpractice and toxic exposure cases.
|
Claim Type |
Time Limit |
|---|---|
|
Personal Injury |
2 years |
|
Medical Malpractice |
3 years from injury, or 1 year from discovery, whichever comes first |
|
Wrongful Death |
2 years from date of death |
|
Written Contracts |
4 years |
|
Oral Contracts |
2 years |
|
Property Damage |
3 years |
In California, a medical malpractice lawsuit must be filed no later than whichever of these occurs first: three years after the date of the patient’s injury, or one year after the patient discovers, or through the use of reasonable diligence should have discovered, the injury. For wrongful death, you have two years from the date of the victim’s death to file. If a government agency caused the wrongful death, you have only six months from the date of death to file a claim.
Texas
Under Texas law, most personal injury cases based on negligence must be filed within two years from the date the injury occurs, under Texas Civil Practice and Remedies Code § 16.003(a).
|
Claim Type |
Time Limit |
|---|---|
|
Personal Injury |
2 years |
|
Medical Malpractice |
2 years, with a 10 year hard cap |
|
Wrongful Death |
2 years from date of death |
|
Written Contracts |
4 years |
|
Oral Contracts |
4 years |
|
Property Damage |
2 years |
Medical malpractice cases in Texas are subject to a two year statute of limitations, but also a 10 year statute of repose, meaning that regardless of when the injury is discovered, no medical malpractice lawsuit can be filed more than 10 years after the date of the medical treatment, per Texas Civil Practice and Remedies Code § 74.251. If a patient dies from medical malpractice, certain close relatives have until two years after the patient’s date of death to file a wrongful death claim.
Florida
Florida’s general negligence deadline, covering car accidents, slip and falls, and premises liability, is two years from the date of injury for claims accruing on or after March 24, 2023. Wrongful death carries a two year deadline from the date of death. This deadline was already two years before the 2023 reform and did not change.
|
Claim Type |
Time Limit |
|---|---|
|
Personal Injury |
2 years (for incidents on or after March 24, 2023) |
|
Medical Malpractice |
2 years from discovery, with a 4 year hard cap |
|
Wrongful Death |
2 years from date of death |
|
Written Contracts |
5 years |
|
Oral Contracts |
4 years |
|
Property Damage |
4 years |
Medical malpractice claims in Florida must be filed within two years of when you discovered, or should have discovered, the injury, but no more than four years from when the incident occurred. Product liability cases follow the standard two year rule, but Florida’s statute of repose bars claims 12 years after the product was delivered to its first purchaser.
New York
New York’s personal injury deadline is 3 years from the date of injury. Medical malpractice carries a 2.5 year limit from the malpractice or discovery date. Breach of contract is 6 years for written contracts.
|
Claim Type |
Time Limit |
|---|---|
|
Personal Injury |
3 years |
|
Medical Malpractice |
2.5 years (30 months) from date of malpractice or end of continuous treatment |
|
Wrongful Death |
2 years from date of death |
|
Written Contracts |
6 years |
|
Oral Contracts |
6 years |
|
Property Damage |
3 years |
For wrongful death, family members, dependents, or the estate of the deceased have two years from the date of death to bring action. New York strictly enforces all of these deadlines with very limited exceptions. When filing any injury or wrongful death lawsuit against the government in New York, you must file notice with the government of your intent to sue within 90 days of the death or injury. This applies to any level of government, including the state, city, local municipalities, school boards, and government operated public transit agencies and hospitals.
Tennessee
According to Tennessee Code Section 28-3-104, you generally have one year from the date of the accident to file a personal injury lawsuit. This includes injuries caused by car accidents, slips and falls, medical malpractice, dog bites, and product liability. Tennessee has one of the shortest personal injury deadlines in the country.
|
Claim Type |
Time Limit |
|---|---|
|
Personal Injury |
1 year |
|
Medical Malpractice |
1 year from injury, or 1 year from discovery, with a 3 year hard cap |
|
Wrongful Death |
1 year from the date of the injury that caused death |
|
Written and Oral Contracts |
6 years |
|
Unpaid Wages |
3 years |
|
Property Damage |
3 years |
Important Tennessee distinction: Tennessee’s wrongful death statute of limitations runs one year from the date of the injury that caused death, not from the date of death itself. For deaths occurring the same day as the injury, the deadline is one year from that date. This is different from most other states.
The statute of limitations for medical malpractice claims in Tennessee is generally 1 year from the date of the injury. If the injury is not discovered within that period, the patient may bring a claim up to 1 year after discovery. However, a statute of repose bars all medical malpractice claims after 3 years from the original act, regardless of when the injury was discovered, with a narrow exception for fraudulent concealment.
Statute of Limitations by Claim Type
Beyond the common personal injury and contract claims, many people need deadlines for specific types of cases. The claim type matters just as much as the state because the same state can have very different deadlines depending on the nature of your dispute. Also read our guide on small claims court limits by state
Medical Malpractice
Medical malpractice deadlines are almost always shorter than the general personal injury deadline in the same state. They also commonly include hard caps, meaning a maximum cutoff from the date of the incident regardless of when you discovered the harm.
|
State |
Time Limit |
Hard Cap |
|---|---|---|
|
California |
1 year from discovery or 3 years from injury, whichever is first |
3 years |
|
Texas |
2 years |
10 years |
|
Florida |
2 years from discovery |
4 years |
|
New York |
2.5 years (30 months) |
None (7 years for cancer misdiagnosis) |
|
Tennessee |
1 year from injury or discovery |
3 years |
Because malpractice deadlines are highly technical and state specific, consulting an attorney is strongly recommended rather than relying on a general chart alone.
Wrongful Death
Wrongful death claims operate on their own separate timeline from personal injury claims. In most states the clock starts on the date of death, not the date of the underlying incident. In cases where someone survives an injury for weeks or months before dying, this distinction can significantly affect your deadline. Tennessee is a notable exception where the clock runs from the date of the injury, not the date of death. Common wrongful death deadlines by state:
Always verify your specific state because wrongful death statutes can differ substantially from the personal injury statutes in the same state.
Defamation, Libel, and Slander
Each state has its own statute of limitations for defamation, which can vary depending on whether the case involves libel or slander. Most states have a one to three year statute of limitations for defamation claims. In a defamation case, the statute of limitations generally begins running on the day the defendant first says or writes the defamatory words.
Common defamation deadlines:
Some states, like Arkansas, have an unusually long three year limit for libel claims while maintaining a shorter one year deadline for slander. If you believe you have a defamation claim, you have very little time regardless of which state you are in.
Product Liability
Product liability claims cover injuries caused by defective products and generally follow the personal injury deadline in most states at 2 to 3 years. However, most states also impose a separate statute of repose measured from the date the product was first sold rather than when you were injured.
Key verified statutes of repose:
The statute of repose can bar your claim entirely even if you had no way of knowing the product was defective when you bought it.
Fraud
Fraud claims typically use the discovery rule, meaning the clock starts when you discovered or reasonably should have discovered the fraud. However, most states also impose a hard cap, often 10 years from when the fraud actually occurred, regardless of discovery. Courts examine delayed discovery arguments carefully and will not extend time indefinitely simply because the fraud was well concealed.
Employment Discrimination
Federal employment discrimination claims under Title VII, the ADA, and the ADEA do not follow state statutes of limitations. They operate through an entirely separate administrative process that many people are unaware of until it is too late.
Here is how the process works step by step:
Missing either the EEOC filing deadline or the 90 day court filing deadline permanently ends your federal claim.
Federal Claims and How They Differ from State Law
If your claim involves a federal agency, a federal statute, or a constitutional right, the applicable deadline comes from federal law rather than your state’s statutes of limitations. These two systems operate independently and both deadlines can apply to the same situation.
Key Federal Deadlines to Know
Many people pursuing claims with both state and federal components get the state deadline right but inadvertently let the federal deadline expire. Always verify the federal deadline separately if any federal element exists in your case.
Claims Against Government Entities
Suing a city, county, state, or federal government entity is one of the most deadline intensive areas of law. Most people do not realize that you cannot simply file a lawsuit against a government entity the way you would against a private individual. You must first file a formal pre-suit notice with the agency, and that notice deadline is almost always far shorter than the regular statute of limitations.
Pre-Suit Notice Requirements by State
Failure to file the government notice on time, even if you file your actual lawsuit within the regular limitations period, almost always results in permanent dismissal.
Tolling: Events That Pause Your Deadline
Tolling temporarily stops the statute of limitations clock from running. These are narrow legal exceptions and should never be treated as a backup plan, but knowing them can save a claim that would otherwise appear expired.
Common Events That Toll the Clock
Tolling pauses the clock but does not eliminate the deadline. Once the tolling condition ends, the remaining time continues to run. Act promptly even when you believe tolling applies.
Criminal vs. Civil Statutes of Limitations
Many people confuse criminal and civil deadlines. They are entirely separate systems that operate independently of each other.
Criminal Statutes of Limitations
A criminal case and a civil lawsuit arising from the same incident operate on completely separate timelines. Being outside the criminal limitations period does not affect your ability to file a civil lawsuit, and missing the civil deadline does not prevent criminal prosecution.
Statute of Limitations for Debt Collection
When a creditor sues to collect a debt, the applicable deadline is the contract statute of limitations for the state where the debt was incurred. But there are important nuances that go beyond the basic deadline.
What Most People Do Not Know About Debt Deadlines
Common Mistakes That Cost People Their Cases
Even people who are aware of statutes of limitations frequently lose valid claims because of subtle but fatal errors.
Tips for Calculating Your Deadline Accurately
Getting the math right on your deadline requires more than just adding years to the incident date.
What Happens If You Miss the Deadline?
Missing the statute of limitations is one of the very few outcomes in civil law that is almost entirely irreversible. Courts have almost no discretion to revive a time-barred claim outside of the narrow tolling exceptions already covered above, and those exceptions are applied very strictly. Here is what happens when you miss the deadline:
If you are close to your deadline, file your case immediately. Do not wait for a settlement offer, more evidence, or a response from the other side. A case filed on the last valid day preserves your rights completely. A case filed one day late is dismissed permanently.
Conclusion
The statute of limitations is one of the few legal rules where being even a single day late produces the same result as never having a case at all. It does not matter how serious your injury was, how clear the other party’s fault is, or how strong your evidence is. Once the deadline passes, the courthouse door is permanently closed.
The good news is that this is entirely avoidable. The deadlines
are public, they are predictable, and with the right information you can calendar your filing date the same day the incident happens. That is exactly what this guide is designed to help you do.
Here are the most important things to take away before you act. Know your state and your claim type. The same state can have a 2 year deadline for personal injury and a 10 year deadline for written contracts. The general deadline does not automatically apply to your specific situation. Medical malpractice, defamation, wrongful death, and fraud all follow their own rules in most states.
Know when your clock started. In most cases it is the date of the incident. But if your state applies the discovery rule to your claim type, it may be the date you first discovered the harm. Getting this start date wrong is just as dangerous as missing the deadline itself.
If a government entity is involved, act faster. Pre-suit notice requirements in most states range from 60 to 180 days, which is far shorter than the regular lawsuit deadline. Missing the notice requirement is just as fatal as missing the lawsuit deadline and most people do not find out about it until it is too late.
Do not rely on settlement talks to protect your time. Ongoing negotiations, demand letters, and even written settlement offers from the other side do not pause the clock. Only a signed written tolling agreement has legal effect. File first, negotiate after.
Tolling exceptions are narrow. If you are a minor, mentally incapacitated, or the defendant actively concealed the wrongdoing, the clock may pause under your state’s tolling rules. But these are strict legal exceptions applied case by case, not a general safety net you can rely on without verification.
When in doubt, file early. There is no penalty for filing before you are fully ready. There is no recovery from filing one day late. If your deadline is within 60 days, stop researching and start filing.
Use the calculator and chart above to find your deadline. Then verify it against your state’s official court website or with a licensed attorney before taking any action. The law in this area is clear and unforgiving, but it is also completely navigable when you know the rules.
This article is for general informational purposes only and does not constitute legal advice. Laws and court limits vary by state and are subject to change. Always verify current limits directly with your local courthouse before filing a claim.
Frequently Asked Questions
Sources and References
- California Courts Self-Help, Deadlines to Sue: https://selfhelp.courts.ca.gov/civil-lawsuit/statute-limitations
- California Code of Civil Procedure Section 340.5 (Medical Malpractice): https://leginfo.legislature.ca.gov
- Texas Civil Practice and Remedies Code § 16.003 and § 74.251: https://statutes.capitol.texas.gov
- Florida Legislature, Florida Statutes Section 95.11: https://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=0000-0099/0095/Sections/0095.11.html
- New York Courts, Statute of Limitations Chart: https://nycourts.gov/courthelp/GoingToCourt/SOLchart.shtml
- Tennessee Code Section 28-3-104 and Section 29-26-116: https://law.justia.com/codes/tennessee
- Tennessee Code Section 20-5-113 (Wrongful Death): https://law.justia.com/codes/tennessee
- EEOC, Time Limits for Filing a Charge: https://www.eeoc.gov/time-limits-filing-charge
- U.S. Department of Justice, Federal Tort Claims Act: https://www.justice.gov/civil/federal-tort-claims-act
- Servicemembers Civil Relief Act, 50 U.S.C. Section 3936
- Nolo Legal Encyclopedia, Statute of Limitations for Civil Cases by State: https://www.nolo.com/legal-encyclopedia/statute-of-limitations-state-laws-chart-29941.html
- Justia, Civil Statutes of Limitations 50-State Survey: https://www.justia.com/trials-litigation/lawsuits-and-the-court-process/civil-statutes-of-limitations-50-state-survey/
- Minc Law, Defamation Statute of Limitations by State: https://www.minclaw.com/defamation-statute-of-limitations/
